Premiums Increase More Because Road Safety, or Traffic? True, False?

                                                      True!

    A study published by the American Automobile Association provides evidence that "roadway safety," i.e., accidents, cost much more than traffic congestion.  The cost of accidents, says the AAA study, is 250 percent greater than the cost of "traffic tie-ups".  Angela Greiling Keane, "U.S. Road Safety Needs Focus Over Traffic, AAA Says (Update 2)" (Bloomberg.com, Wed., March 5, 2008).

    On the strength of these results, it appears to be pretty clear that to help keep Automobile Insurance Premiums under control -- and to help keep more people in our country alive and healthy -- public monies would be well spent in the direction of preventing accidents and not just building more roads capable of delivering more traffic and more accidents.

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