Proof-of-loss requirements are often dependent on the language of the policy at issue. Where a policyholder did not submit a proof of loss with the detailed supporting documentation required both by the terms of the insurance policy and requested by the insurance company, it was held that there was no waiver, no estoppel, and no violation of the applicable Missouri statute which imposed a deadline on a response to a "proof of loss". Cedar Hill Hardware & Constr. Supply, Inc. v. Insurance Corp. of
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