Travel Insurance may not be everything it's marketed to be. After Premium payments come Claims sometimes. People pay the Premiums or they do not have the Insurance. For their part, sometimes the Travel Insurance Companies seem single-minded in their pursuit of reasons to deny paying the Claims when they come. These issues are illustrated in an anecdotal piece by an experienced columnist who certainly seems to present all the facts accurately in this piece: David Lazarus, "A Roadblock to Collecting Travel Insurance Benefits" (Los Angeles Times Online, posted Tuesday, April 23, 2013).
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