I know just enough about long-term care insurance, frankly, to decide that I am going to avoid paying premiums for it.
Most if not all of the ins-and-outs of long-term care insurance are layed out by Tara Siegel Bernard, "Your Money / Fine Print and Red Tape In Long-Term Care Policies" p. B1, col. 1 (New York Times Nat'l ed., "Business Day" Section, Saturday, June 8, 2013). It can be profitable reading.
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