In the Category of "Flood Insurance" in this space, we have been addressing the shifting priorities behind flood insurance. In this update, changes on the ground in one place, New York, are summed up in the headline of this report: Kia Gregory, "Deciding Whether It's Lights Out / Homeowners Agonize Over Accepting Hurricane Sandy Buyouts" p. 24, col. 1 (New York Times Nat'l ed., Sunday, October 27, 2013).
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